Author: AasthaFinTech

🔋High Energy Batteries (India) Ltd:

 A Micro-cap powering the Nation’s Defense and Mobility with Cutting-Edge Battery Solutions

✍Company’s historical background:

🔹Established in 1979 for manufacturing 45Ah Silver Oxide Zinc batteries for MIG Aircraft. 

🔹In 1981, expanded into missile battery systems in collaboration with DRDL, supplying batteries for PRITHVI, AGNI, and BrahMos.

🔹In 2009, diversified into Lead Acid Batteries for Auto and VRLA for Standby Applications in the consumer market.

✍About the company:

🔹Company is engaged in the business of manufacturing Hi-Tech batteries for use in Army, Navy, Airforce and Launch Vehicles and also commercial batteries for Auto and Standby VRLA applications and also exports products to various countries.

✍Market Share:

🔹Co is the sole supplier of silver-zinc batteries to the Indian Navy defense and holds a market share between 65% and 70%.

✍Products Portfolio:

🔹Co manufactures Aircraft Batteries, Torpedo Batteries, Missiles, and Helicopter Batteries.

👉EMS Ltd 

Business overview

EMS Limited is a multi-disciplinary EPC company, headquartered in Delhi that specializes in providing turnkey services in water and wastewater collection, treatment and disposal.

 EMS provides complete, single-source services from engineering and design to construction and installation of water, wastewater and domestic waste treatment facilities

👉 Revenue Split

⭐Water and Wastewater Treatment: 78.7%
⭐Electrical Transmission and Distribution: 13.2%
⭐Operation and Maintenance of Water and Wastewater Projects: 8.1%

👉 GROWTH STRATEGIES

⭐Entering new geographical markets: If they’re currently focused on a limited region, expanding into new countries or continents could unlock significant growth potential.
⭐Pursue new types of projects: Depending on their existing expertise, venturing into different infrastructure sectors, like renewable energy or water treatment, could offer fresh opportunities.
⭐Improve project management and execution: Implementing lean principles and optimizing project workflows can boost efficiency and profitability.

👉Role of company in clean india segment

⭐Providing EPC services for Clean India projects: Even if they don’t directly develop Clean India solutions, EMS LIMITED could be involved in building
⭐Partnering with other Clean India initiatives: They could collaborate with government agencies, NGOs, or private companies to bring their expertise to Clean India projects.
⭐Developing and adopting clean technologies: By implementing sustainable practices within their own operations and projects, they can contribute to the Clean India mission.

👉 Fundamental ratios

⚡Market Cap : ₹ 2,512 Cr.

⚡Current Price : ₹ 452

⚡Stock P/E : 23.4

⚡ROE : 24.8 %

⚡OPM : 27.7 %

⚡ROCE : 32.7 %

⚡Qtr Profit Var : 53.7 %

⚡Qtr Sales Var : 73.9 %

⚡ROIC : 24.1 %

⚡Return on assets : 19.0 %

⚡Debt to equity : 0.07

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👉 HFCL Limited 🆚 RITES

🌟 Both Company Analysis👇

👉HFCL Business overview

HFCL Ltd (Himachal Futuristic Communications Limited) is a diverse telecom infrastructure enabler with active interest spanning telecom infrastructure development, system integration, and manufacture and supply of high end telecom equipment, Optical Fiber and Optic Fiber Cable (OFC).

👉Rites ltd Business overview

Established in 1974, RITES Limited is a public sector enterprise and a leading player in the transport consultancy and engineering sector in India, having diversified services and geographical reach.

The company is the only export arm of Indian Railways for providing rolling stock overseas (other than Thailand, Malaysia and Indonesia).

👉HFCL Revenue Split :-

⭐Telecom Products:67%
⭐Power Projects : 14%
⭐Services: 19%

👉Rites ltd Revenue Split :-

⭐Consultancy Services: 45.5%
⭐Turnkey Projects : 23.9%
⭐Leasing : 4.5%
⭐Manufacturing : 34.1

👉HFCL Product portfolio :-

⭐Fiber Optics
⭐Telecommunication
⭐Defense
⭐Railway Communications
⭐System Integration Services

👉Rites ltd Product portfolio :-

⭐Rolling Stock
⭐Railway Equipment
⭐Software Solutions
⭐Technology Transfer

👉HFCL Order book

HFCL’s total consolidated order book stood at ₹7,009 crore

👉Rites ltd Order book

The order book of RITES Ltd was ₹5008 crore

👉HFCL Client

⭐Vodafone Idea, Airtel, Jio, Bharti Airtel, BSNL, MTNL,
⭐Indian Armed Forces: Army, Navy, Air Force
⭐DRDO
⭐Indian Railways
⭐Metro rail

👉Rites ltd Clients

⭐Central Government
⭐State Governments
⭐Public Sector Undertakings (PSUs)
⭐Multilateral Agencies
⭐Private companies

👉HFCL Manufacturing facilities

⭐Solan, Himachal Pradesh: This state-of-the-art electronics manufacturing plant
⭐Gurgaon, Haryana: This facility focuses on the production of optical fiber cables and related products.
⭐Goa: Another optical fiber cable and product manufacturing facility.
⭐Chennai, Tamil Nadu: This is HFCL’s newest plant, which started commercial production of optical fiber in November 2023
⭐Hosur, Tamil Nadu: This facility manufactures cable reinforcement solutions.

👉Rites ltd Manufacturing facilities

It has a wide range of experience in the manufacturing sector, having provided consultancy services for the setting up of new manufacturing facilities, as well as for the modernization and upgradation of existing facilities.

👉HFCL Key projects

⭐5G network rollouts: HFCL is playing a key role in the rollout of 5G networks in India.
⭐Railway communications: HFCL has implemented various communication networks for the Indian Railways
⭐Open-source Wi-Fi 7 Access Point: HFCL developed the world’s first open-source Wi-Fi 7 Access Point

👉Rites ltd Key projects

⭐Railway Infrastructure: Third line from Pendra Road to Anuppur, PMC work for railway electrification across 2200 KM
⭐Highway Development: PMC for KIIFB-funded road and bridge projects in Kerala,
⭐Airports: Design and PMC for development of airports at Chitrakoot and Raichur.
⭐Urban Infrastructure: Detailed engineering & project supervision for development of ICD at Karambeli, Vapi.

👉HFCL Growth strategies

⭐Dedicated 5G business division: HFCL has established a specific division to capitalize on the immense opportunities in India’s 5G rollout. This division focuses on product development, in-system integration, and O-RAN solutions.
⭐Developing 5G-ready products: HFCL is actively innovating and launching new products compatible with 5G networks, like Access Points, Wi-Fi Access Points, and Unlicensed Band Radio.
⭐Focus on R&D: HFCL continuously invests in research and development to stay ahead of the curve. This includes collaborations with global tech giants and initiatives like the 5G Lab-as-a-Service and open-source Wi-Fi 7 Access Points.
⭐Adopting transformative technologies: HFCL is actively embracing new technologies like AI, IoT, and cloud computing to enhance their product offerings and internal processes

👉Rites ltd Growth strategies

⭐RITES Videsh: This initiative aims to tap into opportunities in international markets, particularly in Africa and Southeast Asia. They have already secured several projects in these regions and are actively looking for more.
⭐New-age areas: RITES is also exploring new areas of growth within the transport sector, such as intelligent transportation systems, logistics, and urban mobility.
⭐Railways: RITES has a strong presence in the Indian Railways sector and is looking to further capitalize on the government’s focus on railway infrastructure development.
⭐Other infrastructure sectors: The company is also expanding its presence in other infrastructure sectors, such as roads, highways, ports, and airports

👉HFCL Future initiatives

⭐Emerging Technologies: HFCL is constantly exploring new technologies to be future-ready. They are actively involved in research and development activities related to next-generation technologies like AI, IoT, and cybersecurity solutions.
⭐Social Responsibility: HFCL has a strong commitment to corporate social responsibility (CSR). They carry out preventive healthcare initiatives across India and support community development projects.
⭐Financial Performance: HFCL plans to further improve its financial performance by focusing on operational efficiency, margin improvement, and debt reduction.
⭐Defense Equipment Manufacturing: HFCL is setting up a greenfield facility for manufacturing defense equipment. This aligns with the “Make in India” initiative and aims to cater to the increasing demand for domestically produced defense electronics

👉Rites ltd Future initiatives

⭐Green Infrastructure Solutions: Integrating sustainability into all infrastructure projects, focusing on renewable energy, energy efficiency, and carbon neutrality. This could involve developing green airports, railways, and roads, as well as implementing carbon capture and storage technologies.
⭐ESG Compliance: Aligning operations and projects with Environmental, Social, and Governance (ESG) principles, potentially leading to improved stakeholder engagement and attracting environmentally conscious investors.
⭐Circular Economy Practices: Promoting resource efficiency and waste reduction through initiatives like reuse, recycling, and upcycling in infrastructure projects.

👉HFCL  Fundamental ratios

⚡Market Cap : ₹ 14,245 Cr.
⚡Current Price : ₹ 99.7
⚡Stock P/E : 46.6
⚡ROE : 10.2 %
⚡OPM : 13.4 %
⚡ROCE : 15.2 %
⚡Qtr Profit Var : -15.2 %
⚡Qtr Sales Var : -5.28 %
⚡ROIC : 13.0 %
⚡Return on assets : 5.97 %
⚡Debt to equity : 0.25

👉Rites ltd  Fundamental ratios

⚡Market Cap : ₹ 15,115 Cr.
⚡Current Price : ₹ 629
⚡ROE : 21.3 %
⚡OPM : 27.4 %
⚡ROCE.: 29.7 %
⚡Qtr Profit Var : -23.6 %
⚡Qtr Sales Var : -11.6 %
⚡ROIC : 24.2 %
⚡Return on assets : 9.64 %
⚡Debt to equity : 0.00

👉HFCL Shareholder Pattern

⭐Promoters ; 37.84%
⭐FIIs : 8.18%
⭐DIIs : 4.55%
⭐Public ; 49.37%
⭐Others : 0.08%

👉Rites ltd Shareholder Pattern

⭐ Promoters : 72.20%
⭐FIIs : 3.22%
⭐DIIs : 12.27%
⭐Public : 12.31%

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        Solar Industries

 CMP –  6715                               

It all began in 1995 Founded by visionary Shri Satyanarayan Nandlal Nuwal, Solar Group has evolved from a single site manufacturing company in 1995 to a globally recognised *Industrial Explosives 🧨 manufacturer today.  With our extensive experience, expertise and potential founded on our years of experience in the Industrial Explosives segment, we have entered into Defence and setup one of the world’s most integrated facilities for Ammunition.

Perfect Recipe for MultiBagger :

✅Sales is growing at rapid pace 

✅Margins are increasing or stable 

✅Capex through internal accruals

✅Low Retail shareholding 

✅Consistent Cash generating machines

Intelligent Advisory Portfolios (IAP) are third party products which are offered by SEBI Registered Investment Advisors(RIA).

•Pre packaged equity portfolios offered by Registered Investment Advisors (RIA).
•Range of Product offering to suit all customer profile.
•100% Automated advice by RIAs & Online Investment process.
•24X7 portfolio monitoring basis product Rules.
•Realtime portfolio tracking for clients.

Why do you require investment? How to choose the best mutual fund investment? Why mutual fund is important? How does mutual funds advisor in Surat help a common investor? These and many other relevant questions will be answered in this blog. 

Before we take a deep dive into the subject, it makes sense to clear the picture about investment and mutual funds. 

Why do you require investment?       

Investment means saving money for future emergencies if any. Investment helps you to stay independent and don’t rely on others in case of financial hardship. The money saved in the form of investment helps in meeting crises, like an accident or supporting wedding expenses. Investing is a perfect way to allow your money to work for you by building wealth. For further information, you can connect with an investment advisor.   

From the basics, let’s now shift our focus to the core issue.    

The mutual fund helps the investor          

Over the years, the mutual fund has emerged as one of the best ways to secure your future. This is one of the practical ways to outpace inflation and increase your wealth. The market is flooded with plenty of mutual funds. How to choose the best mutual fund? Getting help from mutual funds advisor in Surat is the right step. What are those tips? Here are a few important tips that you can follow while choosing a mutual fund: 

Tip 1: History of the company               

It has been observed that good funds have the capability to outperform market risks and conditions. Learn about the history of the company, and its past performance, before you choose the mutual fund for investment. Getting guidance from an investment Consultant in Surat will be perfect  

Tip 2: Consistent performance 

How does the mutual fund, you are all set to buy have been performing for the last couple of years? This parameter shows the consistency of the mutual fund; you are all set to buy. Consistency matters as a fund that has been generating 12%, 13%, and 15% returns over the last 3 years are likely to give good returns in the future, compared to another fund of a different company that has generated 10%, 7%, and 9% returns over the last three years. For in-depth information, you can connect with mutual funds advisor in Surat.    

Tip 3: Fits your financial budget            

Another important quality of winning a mutual fund is that it fits well into your long-term financial plans. It should be best in terms of returns, liquidity, and tax efficiency. Mutual funds advisor in Surat holds the expertise to help you choose the perfect funds for investment. 

Tip 4: Risk associated with the funds 

According to experts, before buying the funds for future investment, don’t forget to discover various risks associated with the funds. A fund that offers 14% returns with 10% volatility is far better than a fund that offers 18% returns with 40% volatility.   

Tip 5: Monitor your fund                                           

Mere choosing the fund and making an investment doesn’t mean, your job is done. It’s important to monitor funds regularly.    

Conclusion 

Never jump in haste when choosing the mutual funds for your investment needs. Follow these tips properly to choose the best mutual funds for your future. Feel free to connect with a leading mutual funds advisor in Surat.

The banking and finance sector continues to introduce innovative products driven by changing market dynamics. Rightly so, as customers are striving to explore investment options that are safe, reliable, and offer brilliant returns on investment. In this investment-centric blog, we are going to highlight an emerging finance company, Liquiloans. 

Learning about Liquiloans 

Liquiloans has emerged as one of the best P2P platforms in India, riding on transparency, investor-friendly schemes, and most importantly security. For the benefit of our customers, we would like to share the authenticity and credibility of this leading FinTech. company. The innovation-driven company is India’s largest P2P, NBFC; licensed and regulated by the Reserve Bank of India (RBI).      

Why should you choose Liquiloans over other banking and financial institutes? 

There are plenty of reasons to join hands with the company for safe and profitable returns for personal investment. These include: 

Invest in credit-worthy borrowers 

Have you ever come across a company that helps you connect with credit-worthy borrowers? Driven by the vision to connect P2P for a mutually beneficial union, the company allows investors to invest in credit-worthy borrowers with an average credit score above 700+ and demonstrate the ability of high intent to pay back. It is validated from their loan/ credit line repayment history.                  

High diversification 

This is one of the unique features of Liquiloans. The company diversifies your hard-earned investment funds into multiple loans. As a result, the risk factor is mitigated to a great extent, ensuring safe returns on investment. You would be glad to learn that portfolio exposure per borrower is limited to 0.5% only.      

Over the years, investment-friendly schemes have become a favorite among investors and borrowers, especially government employees, looking for continued monthly income. 

Low-risk, safe returns 

You would be surprised to learn about the statistics. At 0.18% net NPA, 100% of investors have made money at indicative returns without loss of capital. It has been observed that in times of crisis, investors require safety and inflation-beating returns to achieve their goals. Backed by their finance and investment expertise, Liquiloans help customers achieve that goal.                   

Flexibility to withdraw and invest                       

Unlike fixed deposit, and bonds, wherein you aren’t allowed to withdraw money when an emergency arrives, Liquiloans empowers you to withdraw money at will. Sounds exciting! That’s the magic of innovation-driven investment schemes. At the same time, there’s no correlation to interest rate movements.    

Weekend money parking 

How about weekend money parking to grow your money? This was an unlikely possibility a few years ago. However, it has been made possible now. You can park your money for the weekend, and use it on weekdays. Minimum 8% returns guaranteed.    

Hassle-free investment     

Investment has been made easy, hassle-free, and secure. If you are looking to invest then:  

Conclusion 

Liquiloans investment plans are meticulously designed to help investors grow.  If you are looking for safe, transparent and reliable investment option, then end your search with Liquiloans. We look forward to help you in choosing the best investment!

India is one of the emerging economies in the world. As a result, businesses cutting across geographies and geographies are seeking opportunities to invest in India. Rightly so. Over the years, India has become one of the favorite destinations for investors, riding on an investment and business-friendly ecosystem and liberalized business policies. This blog will act as a guide for NRIs willing to invest in India.    

NRI is continuously getting attracted to their land of origin. The best NRI Demat account in India is offering a substantial opportunity to NRIs for investment. How is this one of the best ways to invest in India? Why is one of the NRI Demat account is getting preference? These and many more questions will be answered in this investment-centric blog. In addition to this, we will also focus on the role of investment consultant in Surat.                        

Understanding the NRI Demat account

To begin with, let’s share a few basics related to this account. Any idea who is an NRI? An NRI is a Non-Resident Indian who has migrated to foreign shores for a career, living, or education and is settled there, for example, US-based NRIs or UK-based NRIs. As an NRI, if you wish to enter into trading in the Indian stock market, then you must have the best NRI Demat account in India. In this regard, you can take guidance from an investment consultant in Surat. By having this account, NRIs can trade in bonds, stocks, IPs, mutual funds, and more.                

Benefits of the demat account for NRI

From the basics, let’s now shift our focus towards the benefits of the best NRI Demat account in India. Here are the benefits:             

• An NRI is permitted to invest in the Indian stock market without any hindrance from any part of the world 
• Transactions made in any form get reflected in the demat account holder 
• Transactions are considerably fast and reliable
• Many risks are automatically minimized 
• Invest in shares, convertible debentures, ETFs, mutual funds, etc., of your choice

Documents required for NRI demat account  

Many NRIs have no clue about the documents required for the purpose. They are confused though they are willing to hold a demat account. In this regard, you can get in touch with an investment consultant in Surat. This section is featuring the list of documents required by an NRI to open demat account in India. Here is the list:      

• A duly filled NRI account opening form with signature 
• Portfolio investment scheme (PIS) letter of approval issued by RBI (Reserve Bank of India)
• Passport sized photograph of the applicant with signature across the photo
• Scanned copy of the PAN card
• Overseas address proof of the holder 
• Photocopy of passport 
• Photocopy of visa
• A canceled cheque of the NRO/ NRE bank account is to be linked to the demat account 
• Photograph and signature of the nominee for being the nominee of the applicant            

Before reaching a banking or financial institute for your account, make sure, you have these documents in your folder.       

Conclusion 

This blog will expand the knowledge of NRIs regarding the best NRI Demat account in India and how it is going to help NRIs in investment

Are you planning to invest to secure your future? Are you thinking of investing in SIPs? This blog is going to be of great assistance to you in this regard. In the ensuing sections, we are going to highlight why Systematic Investment Plans in surat are considered to be the best investment idea.                  

Over the years, given its benefits, SIP in mutual funds has become one of the best investment options for every investor. This type of investment is especially recommended for those who don’t want to take a risk and are looking for safe and secure direct SIP investment plans.  

Top 5 reasons why SIP is the best  

Here are the top 5 reasons why SIP investment plans Surat is the best for you to invest your hard-earned money: 

• Small investment amount  
• Adjust the SIP amount 
• Stop or Skip 
• Become a disciplined investor 
• Transparent investment    

Small investment amount 

Since you don’t require a big amount to start investing in SIP, it can be an ideal investment for every investor, especially small investors. Can you believe, you can begin investing with as little as Rs. 500 per month? This investment amount is substantially lower than many other popular investment options, like FDs and ETFs. For further information, you can connect with Sip investment plans Surat.          

Adjust the SIP amount           

Direct SIP investment is substantially flexible. It means you can adjust your investment according to your financial capability. Let’s understand this with an example, if you have chosen to invest Rs. 1000 SIP in a mutual fund scheme, it’s not mandatory to keep investing Rs. 1000 every month. You can adjust the amount according to your savings and income. That’s the magic of Systematic Investment Plans in India.    

Stop or skip the SIP        

This is again an important feature of SIP investment plans Surat. You don’t have to invest compulsorily every month if you are facing a financial crisis. Whenever you wish, you can stop or skip the investment.    

Become a disciplined investor 

The way direct SIP investment is managed and implemented, it inculcates the habit of a disciplined investor. You learn and grow simultaneously. Since technology is playing a significant role these days even in investment management, an amount allocated by you automatically gets deposited in the chosen scheme of your choice. You don’t have to keep a track of your monthly investment. In this regard, you can connect with a leading Sip investment plans Surat for detailed information.                   

Transparent investment

The transparent mechanism is an important salient feature of SIPs. With the objective to protect the interest of the investors, AMFI and SEBI have implemented a wide range of measures and steps to save the investor from getting trapped in fraudulent investment plans. In this regard, you can have a detailed discussion with direct SIP investment. If you have doubts or questions, don’t forget to connect with a leading Sip investment plan Surat.        

Conclusion 

We are confident, this blog will help you solve many riddles related to Systematic Investment Plans in India, and why it is a great investment option. However, we suggest you complete your homework before choosing the SIP investment. Don’t forget to consider your objectives behind choosing this plan.

Over the years, it has been proved that fixed deposit investment is one of the best and safest modes of investment available in the banking and financial sectors for people from different strata of society. Savings are part of your income that you have accumulated over a period of time from your income. It is financial security in times of hard times and emergencies, at the same time it is essential for your future.       

Given the benefits of fixed deposit, FD consultation in Surat and many other parts of the country are getting regular clients. Why it is so? Why do people prefer this kind of investment? 

What are the reasons that compel people to choose this mode of investment? These and many more questions will be answered through this blog by highlighting the top 5 reasons why a fixed deposit is for you as an investment.           

Top 5 Reasons Why A Fixed Deposit Is Better   

Safe mode of investment     

According to market experts and investment consulting services, fixed deposit (FD) is one of the safest ways to invest your hard-earned money as it doesn’t depend on the market situation. Unlike other investment options, like mutual funds, SIP, and stocks, FDs aren’t affected by the market’s rise and fall.               

Assured returns 

When you choose a fixed deposit with the help of FD consultation in Surat, you are sure to get assured returns. Unlike market-related options, your investment will offer you a fixed amount at the end of maturity. 

Get a loan against FD

This is again one of the highlights of this kind of investment. You can get a loan from a bank or any other financial institution, whenever the need arises in your personal or professional life. According to FD consultation in Surat, you can get a loan of up to 90% against your fixed deposit.  Do you think any other investment will give you this kind of wonderful facility? 

Flexible  

FD empowers you with the flexibility to choose your own tenure and amount, like 12 months, 24 months, 60 months, etc. Similarly, you can choose the amount to be invested as an FD. In this regard, don’t hesitate to consult investment consultant services.  With their professional expertise, these professionals can help you choose the best tenure and amount to get the best output. These banking and financial experts, consider various key subjects before recommending the best plan, for example, your source of income, family background, liabilities, etc. 

Premature withdrawal                        

Do you think any other investment will allow you the facility of premature withdrawal? It has been proved that no other investment is better than a fixed deposit investment in case of emergencies. You would agree that emergencies don’t arrive with a warning bell. They may happen to anyone at any time. When the need arises, your investment should be able to help you like a true friend. Why should you suffer, when you have the FD to help you in times of emergences? 

Conclusion 

We are hopeful, this blog will expand your knowledge about fixed deposits and why is it considered a safe mode of investment. Yet, if you have any doubts or queries, don’t hesitate to connect with an FD consultation in Surat.