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Mutual funds: A guide to choose the best mutual funds 

Why do you require investment? How to choose the best mutual fund investment? Why mutual fund is important? How does mutual funds advisor in Surat help a common investor? These and many other relevant questions will be answered in this blog. 

Before we take a deep dive into the subject, it makes sense to clear the picture about investment and mutual funds. 

Why do you require investment?       

Investment means saving money for future emergencies if any. Investment helps you to stay independent and don’t rely on others in case of financial hardship. The money saved in the form of investment helps in meeting crises, like an accident or supporting wedding expenses. Investing is a perfect way to allow your money to work for you by building wealth. For further information, you can connect with an investment advisor.   

From the basics, let’s now shift our focus to the core issue.    

The mutual fund helps the investor          

Over the years, the mutual fund has emerged as one of the best ways to secure your future. This is one of the practical ways to outpace inflation and increase your wealth. The market is flooded with plenty of mutual funds. How to choose the best mutual fund? Getting help from mutual funds advisor in Surat is the right step. What are those tips? Here are a few important tips that you can follow while choosing a mutual fund: 

Tip 1: History of the company               

It has been observed that good funds have the capability to outperform market risks and conditions. Learn about the history of the company, and its past performance, before you choose the mutual fund for investment. Getting guidance from an investment Consultant in Surat will be perfect  

Tip 2: Consistent performance 

How does the mutual fund, you are all set to buy have been performing for the last couple of years? This parameter shows the consistency of the mutual fund; you are all set to buy. Consistency matters as a fund that has been generating 12%, 13%, and 15% returns over the last 3 years are likely to give good returns in the future, compared to another fund of a different company that has generated 10%, 7%, and 9% returns over the last three years. For in-depth information, you can connect with mutual funds advisor in Surat.    

Tip 3: Fits your financial budget            

Another important quality of winning a mutual fund is that it fits well into your long-term financial plans. It should be best in terms of returns, liquidity, and tax efficiency. Mutual funds advisor in Surat holds the expertise to help you choose the perfect funds for investment. 

Tip 4: Risk associated with the funds 

According to experts, before buying the funds for future investment, don’t forget to discover various risks associated with the funds. A fund that offers 14% returns with 10% volatility is far better than a fund that offers 18% returns with 40% volatility.   

Tip 5: Monitor your fund                                           

Mere choosing the fund and making an investment doesn’t mean, your job is done. It’s important to monitor funds regularly.    

Conclusion 

Never jump in haste when choosing the mutual funds for your investment needs. Follow these tips properly to choose the best mutual funds for your future. Feel free to connect with a leading mutual funds advisor in Surat.

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Why should you invest in liquiloans?  

The banking and finance sector continues to introduce innovative products driven by changing market dynamics. Rightly so, as customers are striving to explore investment options that are safe, reliable, and offer brilliant returns on investment. In this investment-centric blog, we are going to highlight an emerging finance company, Liquiloans. 

Learning about Liquiloans 

Liquiloans has emerged as one of the best P2P platforms in India, riding on transparency, investor-friendly schemes, and most importantly security. For the benefit of our customers, we would like to share the authenticity and credibility of this leading FinTech. company. The innovation-driven company is India’s largest P2P, NBFC; licensed and regulated by the Reserve Bank of India (RBI).      

Why should you choose Liquiloans over other banking and financial institutes? 

There are plenty of reasons to join hands with the company for safe and profitable returns for personal investment. These include: 

Invest in credit-worthy borrowers 

Have you ever come across a company that helps you connect with credit-worthy borrowers? Driven by the vision to connect P2P for a mutually beneficial union, the company allows investors to invest in credit-worthy borrowers with an average credit score above 700+ and demonstrate the ability of high intent to pay back. It is validated from their loan/ credit line repayment history.                  

High diversification 

This is one of the unique features of Liquiloans. The company diversifies your hard-earned investment funds into multiple loans. As a result, the risk factor is mitigated to a great extent, ensuring safe returns on investment. You would be glad to learn that portfolio exposure per borrower is limited to 0.5% only.      

Over the years, investment-friendly schemes have become a favorite among investors and borrowers, especially government employees, looking for continued monthly income. 

Low-risk, safe returns 

You would be surprised to learn about the statistics. At 0.18% net NPA, 100% of investors have made money at indicative returns without loss of capital. It has been observed that in times of crisis, investors require safety and inflation-beating returns to achieve their goals. Backed by their finance and investment expertise, Liquiloans help customers achieve that goal.                   

Flexibility to withdraw and invest                       

Unlike fixed deposit, and bonds, wherein you aren’t allowed to withdraw money when an emergency arrives, Liquiloans empowers you to withdraw money at will. Sounds exciting! That’s the magic of innovation-driven investment schemes. At the same time, there’s no correlation to interest rate movements.    

Weekend money parking 

How about weekend money parking to grow your money? This was an unlikely possibility a few years ago. However, it has been made possible now. You can park your money for the weekend, and use it on weekdays. Minimum 8% returns guaranteed.    

Hassle-free investment     

Investment has been made easy, hassle-free, and secure. If you are looking to invest then:  

Conclusion 

Liquiloans investment plans are meticulously designed to help investors grow.  If you are looking for safe, transparent and reliable investment option, then end your search with Liquiloans. We look forward to help you in choosing the best investment!

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Can an NRI open NRI Demat account in India?  

India is one of the emerging economies in the world. As a result, businesses cutting across geographies and geographies are seeking opportunities to invest in India. Rightly so. Over the years, India has become one of the favorite destinations for investors, riding on an investment and business-friendly ecosystem and liberalized business policies. This blog will act as a guide for NRIs willing to invest in India.    

NRI is continuously getting attracted to their land of origin. The best NRI Demat account in India is offering a substantial opportunity to NRIs for investment. How is this one of the best ways to invest in India? Why is one of the NRI Demat account is getting preference? These and many more questions will be answered in this investment-centric blog. In addition to this, we will also focus on the role of investment consultant in Surat.                        

Understanding the NRI Demat account

To begin with, let’s share a few basics related to this account. Any idea who is an NRI? An NRI is a Non-Resident Indian who has migrated to foreign shores for a career, living, or education and is settled there, for example, US-based NRIs or UK-based NRIs. As an NRI, if you wish to enter into trading in the Indian stock market, then you must have the best NRI Demat account in India. In this regard, you can take guidance from an investment consultant in Surat. By having this account, NRIs can trade in bonds, stocks, IPs, mutual funds, and more.                

Benefits of the demat account for NRI

From the basics, let’s now shift our focus towards the benefits of the best NRI Demat account in India. Here are the benefits:             

  • An NRI is permitted to invest in the Indian stock market without any hindrance from any part of the world 
  • Transactions made in any form get reflected in the demat account holder 
  • Transactions are considerably fast and reliable
  • Many risks are automatically minimized 
  • Invest in shares, convertible debentures, ETFs, mutual funds, etc., of your choice

Documents required for NRI demat account  

Many NRIs have no clue about the documents required for the purpose. They are confused though they are willing to hold a demat account. In this regard, you can get in touch with an investment consultant in Surat. This section is featuring the list of documents required by an NRI to open demat account in India. Here is the list:      

  • A duly filled NRI account opening form with signature 
  • Portfolio investment scheme (PIS) letter of approval issued by RBI (Reserve Bank of India)
  • Passport sized photograph of the applicant with signature across the photo
  • Scanned copy of the PAN card
  • Overseas address proof of the holder 
  • Photocopy of passport 
  • Photocopy of visa
  • A canceled cheque of the NRO/ NRE bank account is to be linked to the demat account 
  • Photograph and signature of the nominee for being the nominee of the applicant            

Before reaching a banking or financial institute for your account, make sure, you have these documents in your folder.       

Conclusion 

This blog will expand the knowledge of NRIs regarding the best NRI Demat account in India and how it is going to help NRIs in investment

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Create wealth with Systematic Investment Plans in India – Top 5 reasons why SIP is the best   

Are you planning to invest to secure your future? Are you thinking of investing in SIPs? This blog is going to be of great assistance to you in this regard. In the ensuing sections, we are going to highlight why Systematic Investment Plans in surat are considered to be the best investment idea.                  

Over the years, given its benefits, SIP in mutual funds has become one of the best investment options for every investor. This type of investment is especially recommended for those who don’t want to take a risk and are looking for safe and secure direct SIP investment plans.  

Top 5 reasons why SIP is the best  

Here are the top 5 reasons why SIP investment plans Surat is the best for you to invest your hard-earned money: 

  • Small investment amount  
  • Adjust the SIP amount 
  • Stop or Skip 
  • Become a disciplined investor 
  • Transparent investment    

Small investment amount 

Since you don’t require a big amount to start investing in SIP, it can be an ideal investment for every investor, especially small investors. Can you believe, you can begin investing with as little as Rs. 500 per month? This investment amount is substantially lower than many other popular investment options, like FDs and ETFs. For further information, you can connect with Sip investment plans Surat.          

Adjust the SIP amount           

Direct SIP investment is substantially flexible. It means you can adjust your investment according to your financial capability. Let’s understand this with an example, if you have chosen to invest Rs. 1000 SIP in a mutual fund scheme, it’s not mandatory to keep investing Rs. 1000 every month. You can adjust the amount according to your savings and income. That’s the magic of Systematic Investment Plans in India.    

Stop or skip the SIP        

This is again an important feature of SIP investment plans Surat. You don’t have to invest compulsorily every month if you are facing a financial crisis. Whenever you wish, you can stop or skip the investment.    

Become a disciplined investor 

The way direct SIP investment is managed and implemented, it inculcates the habit of a disciplined investor. You learn and grow simultaneously. Since technology is playing a significant role these days even in investment management, an amount allocated by you automatically gets deposited in the chosen scheme of your choice. You don’t have to keep a track of your monthly investment. In this regard, you can connect with a leading Sip investment plans Surat for detailed information.                   

Transparent investment

The transparent mechanism is an important salient feature of SIPs. With the objective to protect the interest of the investors, AMFI and SEBI have implemented a wide range of measures and steps to save the investor from getting trapped in fraudulent investment plans. In this regard, you can have a detailed discussion with direct SIP investment. If you have doubts or questions, don’t forget to connect with a leading Sip investment plan Surat.        

Conclusion 

We are confident, this blog will help you solve many riddles related to Systematic Investment Plans in India, and why it is a great investment option. However, we suggest you complete your homework before choosing the SIP investment. Don’t forget to consider your objectives behind choosing this plan.

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Top 5 Reasons Why A Fixed Deposit Is Better  

Over the years, it has been proved that fixed deposit investment is one of the best and safest modes of investment available in the banking and financial sectors for people from different strata of society. Savings are part of your income that you have accumulated over a period of time from your income. It is financial security in times of hard times and emergencies, at the same time it is essential for your future.       

Given the benefits of fixed deposit, FD consultation in Surat and many other parts of the country are getting regular clients. Why it is so? Why do people prefer this kind of investment? 

What are the reasons that compel people to choose this mode of investment? These and many more questions will be answered through this blog by highlighting the top 5 reasons why a fixed deposit is for you as an investment.           

Top 5 Reasons Why A Fixed Deposit Is Better   

Safe mode of investment     

According to market experts and investment consulting services, fixed deposit (FD) is one of the safest ways to invest your hard-earned money as it doesn’t depend on the market situation. Unlike other investment options, like mutual funds, SIP, and stocks, FDs aren’t affected by the market’s rise and fall.               

Assured returns 

When you choose a fixed deposit with the help of FD consultation in Surat, you are sure to get assured returns. Unlike market-related options, your investment will offer you a fixed amount at the end of maturity. 

Get a loan against FD

This is again one of the highlights of this kind of investment. You can get a loan from a bank or any other financial institution, whenever the need arises in your personal or professional life. According to FD consultation in Surat, you can get a loan of up to 90% against your fixed deposit.  Do you think any other investment will give you this kind of wonderful facility? 

Flexible  

FD empowers you with the flexibility to choose your own tenure and amount, like 12 months, 24 months, 60 months, etc. Similarly, you can choose the amount to be invested as an FD. In this regard, don’t hesitate to consult investment consultant services.  With their professional expertise, these professionals can help you choose the best tenure and amount to get the best output. These banking and financial experts, consider various key subjects before recommending the best plan, for example, your source of income, family background, liabilities, etc. 

Premature withdrawal                        

Do you think any other investment will allow you the facility of premature withdrawal? It has been proved that no other investment is better than a fixed deposit investment in case of emergencies. You would agree that emergencies don’t arrive with a warning bell. They may happen to anyone at any time. When the need arises, your investment should be able to help you like a true friend. Why should you suffer, when you have the FD to help you in times of emergences? 

Conclusion 

We are hopeful, this blog will expand your knowledge about fixed deposits and why is it considered a safe mode of investment. Yet, if you have any doubts or queries, don’t hesitate to connect with an FD consultation in Surat.

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Make Smart Investments with the help of an investment consultant

All those who look for ways to invest money will find this blog “Making Smart Investments: A Guide For Every investor” informative and engaging. Your smart decisions will help you choose the perfect plan for investing your money with the help of mutual funds advisor in Surat.  With meticulous planning, you can reduce the risk factor, multiply the reward factor and at the same time get the best returns on your investment, be it a mutual fund or IPO. 

Consider meeting an investment consultant before investment   

When you fail to get the desired output from your investment, it shows clearly there’s a lack of connectivity between the financial goals you have set up and the steps, you have taken to realize them. That’s why this guide to smart investment assumes significance. 

Break the myth  

We have been hearing this since a young age that savings help you build wealth and meet your financial goals. The fact remains that it’s a mere myth. Who is denying the importance of saving? However, taking smart decisions to invest your hard-earned money, helps you fulfill the majority of your goals.              

Why should you invest?

Whether you are a small investor or a large-sized institutional investor, you should know why should you invest. Clearly defined goals help you choose the perfect plan for money with the help of an investment consultant. A few investors hold professional expertise in a certain segment. For instance, if you are willing to invest in IPO, then we recommend you connect with IPO consultinginvestment company.

Stocks and Bonds 

Are you considering an investment in stocks or bonds? Before you do that examine the pros and cons of both investment plans. Here we would like to clearly mention that stocks are considered riskier in comparison to bonds as the former has to bear market volatility. Imagine stocks you bought a few months back suffered substantial dipping, you are bound to lose your money. 

If you are a beginner…? 

Are you a beginner in investment? It’s time to consider meeting mutual funds advisor in Surat. Mutual funds as an investment have been found reliable in comparison to individual stocks. 

Diversification helps 

Diversifying your investment helps and it reduces the chances that your whole portfolio will suffer and lose value as a result of the downturn in the market. It is critical I building wealth as it allows the investor to manage and minimize risk effectively. Why should your entire saving depend on a single company? With smart and calculated risk, you can save your investment from losing its worth.     

There are plenty of ways to diversify your investment, including stocks, bonds, private equity, venture capital, commodities, precious metals, etc. These investments have been found to be effective ways to manage risk and increase wealth consistently. In this regard, you can connect with a mutual funds advisor in Surat and IPO Consulting company, before taking a final decision.   

Conclusion    

Don’t forget that you have toiled hard to earn money. Why should your earnings suffer because of wrong decisions or lack of knowledge? Be wise while taking a decision to invest money. Hiring the services of an investment consultant makes sense.

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How to choose an Investment Consultant To Manage Your Wealth?

In this blog, we are going to highlight an important subject, how to choose an investment consultant in Surat to manage your wealth in this era of tough market competition. 

`Before we take a deep dive into this important subject, it makes sense to define wealth management. Do you have any idea? `Before we take a deep dive into this important subject, it makes sense to define wealth management. Do you have any idea? 

investment consultant

What is wealth management?           

Wealth management or wealth consulting services is a holistic service focusing on helping mid to high-net-worth clients in increasing and managing their wealth by providing them with market-centric wealth consulting services. From time to time, professionally qualified wealth advisory services provider helps clients to manage their liability exposure and design wealth strategies to successfully pass their wealth on to their designated heirs. 

Wealth management includes, but isn’t limited to, financial investments, tax planning, estate planning, and other financial matters. For in-depth planning, information and consultation, you can connect with a prominent investment consultant in Surat.   

From the basics, it’s to shift our focus on the core issue, how to choose an investment consultant to manage your wealth.        

Domain expertise 

The first and foremost feature, you should take into consideration while choosing an investment consultant is the level of expertise, they hold in the domain, including:

  • Investment management and advice
  • Wealth management consultancy 
  • Comprehensive financial planning 
  • Tax planning and accounting services 
  • Estate planning 
  • Philanthropic planning 
  • Legal issues related to wealth and investment services 
  • Retirement planning 
  • Wealth transfer 
  • Heir planning 

Level of professional experience 

This is again an important factor to choose a wealth advisory service provider. What is their level of professional experience in this field? Since how long have they been providing services to the client? What kind of wealth portfolio do they serve?  

Professional qualification 

Feel free to raise your query regarding the professional qualification, and certification of the team working onboard an investment consultant in Surat. Some of the most popular certificates and degrees include certified financial planner, certified wealth management services provider, CPA (Certified Public Accountant), CFA (Certified Financial Analyst), and CA (Chartered Accountant). There is no point in being ignorant when choosing your wealth manager. Be informed to take intelligent decisions. 

Why should your wealth suffer? Always choose a professionally qualified wealth advisory services provider to manage your wealth. 

Fees against the services  

In order to manage your wealth and investment, the company you have chosen is going to charge service fees. The service fee varies from one wealth management service provider to another. Therefore, you are advised to compare the service fees of a few companies. Make sure you raise queries if any. Don’t take services blindly. Unless you are clear about micro details, restrain from giving your consent.              

Never settle for less in life 

The market is filled with tons of wealth management services providers, only choose the company that has an excellent track record as a premier investment consultant in Surat. A wrong decision could be disastrous for your wealth. Instead of increasing wealth, it may collapse your wealth. We are sure, you don’t want to witness that precarious situation.  

Conclusion Wealth management is a terrific service to manage your wealth and investment goals. Only choose a company that holds professional expertise in the domain. 

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